Terms of Service
Welcome to OBLIK Investments. These Terms of Service set out the agreement between you and OBLIK Investments regarding your access to and use of our website and any engagement for advisory services. By using the site or requesting services, you acknowledge that you have read and accept these terms. Services are provided subject to a separate engagement letter or contract which describes the scope, fees, deliverables, and timelines specific to that engagement. Where a conflict arises between these Terms and an executed engagement agreement, the terms of the executed engagement agreement will govern the relationship to the extent of the conflict. These Terms also describe standards for acceptable use of the site, intellectual property ownership, confidentiality and data handling, limitations of liability, and legal provisions governing disputes. If you do not agree with any part of these Terms, you should not use the site or request services. For questions about these Terms or to request an engagement, contact our team at [email protected] or call +1 (212) 555-0136.
Scope of services and engagement
OBLIK provides investment advisory and related services described in engagement letters and marketing materials. Each engagement is initiated only after a written agreement that sets out the scope, fees, deliverables, and responsibilities. Any information, opinions, or recommendations provided by OBLIK are for informational purposes and tailored to the specific mandates agreed in writing. Unless expressly stated in a signed engagement agreement, OBLIK is not a fiduciary in all jurisdictions and does not act as legal, tax, or accounting advisor; clients should obtain independent advice for these matters. Timeframes provided for presentations, proposals, or deliverables are estimates and subject to change due to third-party dependencies, data availability, or regulatory requirements. We may refuse service or decline to pursue an opportunity where we identify conflicts of interest, unacceptable compliance risks, or where the proposed engagement falls outside our expertise. All advice is based on information available at the time; OBLIK does not guarantee any specific investment performance or outcomes. For institutional mandates, additional governance and reporting terms may be included in side letters or the primary engagement agreement and will take precedence where they explicitly modify these Terms.
Fees, billing, and expenses
Fees for OBLIK’s services are set out in each engagement agreement and may include advisory fees, transaction fees, success fees, or asset management fees depending on the mandate structure. Fees are payable according to the schedule in the engagement agreement. Where OBLIK incurs third-party expenses—such as due diligence providers, legal fees, or data-room expenses—these will be invoiced to the client as outlined in the engagement agreement. Unless otherwise specified, all fees are exclusive of taxes, and applicable taxes are the client’s responsibility. Failure to pay fees or expenses when due may result in suspension of services and interest charges on overdue amounts as provided in the engagement agreement. If a client disputes an invoice, the client must notify OBLIK promptly and provide reasonable detail; both parties will try to resolve any billing dispute in good faith. Engagement agreements describe termination rights and any fees or costs due on termination; in many circumstances OBLIK remains entitled to fees for work performed up to the termination date and reimbursement of reasonable, documented costs incurred in connection with the engagement.
Confidentiality, data handling, and privacy
Both OBLIK and its clients agree to keep confidential information received in connection with an engagement confidential and to use such information only for purposes described in the engagement agreement. Confidential information excludes information that is public, already known by the recipient, independently developed, or required to be disclosed by law or regulatory authorities. For investor onboarding and transaction work, OBLIK may collect personal data necessary for KYC, tax, and compliance requirements; such data will be processed in accordance with our Privacy Policy at /privacy/. Where third-party providers are engaged to assist with secure document exchange, hosting, or analytics, OBLIK requires contractual safeguards to protect confidentiality and data security. Clients should avoid sharing highly sensitive personal data unless it is explicitly requested and there are secure channels for transmission. If OBLIK must disclose confidential information to comply with law, we will notify clients where permitted. Any requests for data access, correction, or deletion shall be managed per our Privacy Policy and applicable law.
Intellectual property & website use
All content on the OBLIK website, including text, graphics, logos, images, and code, is owned by OBLIK or licensed to OBLIK and is protected by intellectual property laws. You may use the site content only for your personal, non-commercial use and to evaluate OBLIK’s services. Reproduction, distribution, modification, or republication of site content without express written permission is prohibited. If you provide feedback or ideas, OBLIK may use them without obligation. You agree not to use the site to upload any unlawful material or to interfere with site functionality. We may suspend or terminate access to the site for users who violate these Terms or engage in abusive behavior. Links to third-party sites are provided for convenience; OBLIK does not endorse and is not responsible for third-party site content or practices. If you require permission to use OBLIK materials for publication or distribution, contact us at [email protected].
Disclaimers, limitation of liability and indemnity
To the fullest extent permitted by law, OBLIK provides services and website content "as is" and disclaims all warranties, express or implied, including merchantability and fitness for a particular purpose. OBLIK does not warrant that services or content will be error-free or uninterrupted. Neither OBLIK nor its affiliates, partners, or employees will be liable for indirect, incidental, consequential, special, or punitive damages arising from use of the website or services, even if advised of the possibility of such damages. Where liability cannot be excluded by law, OBLIK’s aggregate liability for direct damages arising from an engagement will be limited to the fees paid to OBLIK for that engagement in the twelve months preceding the claim, unless otherwise agreed in writing. Clients shall indemnify and hold OBLIK harmless from claims arising from client-provided data, breach of representations, or client misuse of deliverables, except to the extent caused by OBLIK’s gross negligence or willful misconduct. These limits and indemnities form an essential basis of the bargain between the parties and will apply notwithstanding any failure of essential purpose of any limited remedy.
Termination, changes and governing law
Either party may terminate an engagement in accordance with the terms of the engagement agreement. OBLIK may suspend or terminate services where a client is in material breach, fails to pay fees, or where continuing would create undue legal or compliance risk. OBLIK reserves the right to modify these Terms at any time; material changes will be posted on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the revised Terms. These Terms and any engagement agreements are governed by the laws of the State of New York, United States, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms shall be resolved by the state or federal courts located in New York County, New York, unless the parties agree otherwise in writing. Parties are encouraged to engage in good faith negotiations and, where appropriate, to consider mediation before litigation. If any provision is found invalid, the remaining provisions will continue in full force and effect.
Contact and effective date
These Terms are effective as of January 1, 2026. For questions about these Terms or to request copies of executed engagement agreements, contact OBLIK at [email protected] or call +1 (212) 555-0136. Our business address is 145 West 57th Street, Suite 12B, New York, NY 10019, United States. When you contact us, we will treat your inquiry and any personal data provided in accordance with our Privacy Policy available at /privacy/. Thank you for reviewing our Terms of Service.